This website is a free matching service, providing you with an access to multiple lenders in the USA and Canada. We are NOT a lender. The application form available on this Site belongs to a network of lenders. The lenders will review your application and make a decision.
The network may check your details through a database system to see if you default on your mortgage, rent, loans, etc. It is important for lenders to know if you’re under bankruptcy for instance. Once the check is completed (which usually takes a minute or two), you will be given information about the status of your application. Poor credit will not necessarily disqualify you from being approved.
Here are the basic requirements most lenders impose upon applicants:
- You must have an income of at least $1000/month – the income can be derived from different sources including social security, disability, pension, etc.
- You must be of legal age.
- You must have a bank account where your loan can be deposited.
Your loan terms will vary from lender to lender. Your repayment terms will be described in your loan agreement. For payday loans, the repayment is usually due at the time of the borrower’s next payday. Read your lender’s disclosures to make sure the product is appropriate for your needs.
Please borrow responsibly – Short term cash loans are not intended for long-term financial needs.
In all cases, you will be provided all fee disclosures and terms upfront, and there is no obligation or commitment on your part until you decide you accept the terms.
Upon approval with a third party lender, you will be presented with a loan offer. This will be a detailed statement. If the loan offer does not satisfy your needs, you may decline it. There is never any obligation to accept the loan! You can quit the process at any time.